Is Cigna good dental insurance?
With the Cigna Dental Savings Program you have access to Cigna's nationwide network of 88,000* dental providers, which means your dentist is likely already in the network. ... medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway ...
How to choose the best CIGNA Dental insurance plan?
Dental Directory Request form from Cigna Dental Care. Use this form to request a printed dentist directory via postal mail or fax. ... except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). All insurance policies and group benefit plans contain exclusions and limitations. For availability ...
What is the best affordable dental plan?
Plans | Cigna Discount Dental Plans. Toggle navigation. 844.651.6105. Call Our Dental Savings Specialists Today! Why It Works. How It Works. Contact. Find Dentist. Dental Care.
Who takes CIGNA Dental insurance?
When deciding if a discount dental program is worth it, be sure to add up the costs along with your expected dental needs. For more information on a Cigna dental discount programs, visit us at www.cignadentalsavings.com, or call 1 (800) 240-2035.
What is discount dental insurance?
What are discount dental plans? Discount dental programs, sometimes called dental savings plans, are annual, fee-based plans you buy outright. They are offered by some insurers, like Cigna, as well as separate vendors. They are not dental insurance.
What is discount dental?
Discount dental programs are annual fee-based membership programs. They may help you save on dental costs, depending on your needs and your family’s needs. Here is how a discount dental program, or dental savings plan, typically works: You choose from a variety of dental savings programs. They can vary by cost and types ...
How long is dental insurance good for?
The programs are good for a year. In addition, you will pay an out-of-pocket cost for each dental service you receive. Some or all of those services will be discounted, depending on the plan you buy. With traditional dental insurance you pay a monthly premium.
Does dental insurance cover preventive care?
The premium can vary based on the plan and amount of coverage. If you need a plan to cover just the basics like preventive dental, your monthly premium will be lower and most preventive dental care is covered 100%. Dental insurance that covers more than preventive may also come with a deductible and coinsurance.
Do dental plans have a waiting period?
Discount dental programs come with no waiting period. This means you can buy into the program and immediately start using it to get dental care. Some full coverage dental plans include a waiting period, especially for dental services that are complex and costly. There may be no waiting period for preventive dental care.
Is there a monthly fee for dental insurance?
If your whole family is going to need all their preventive care, as well as other services like teeth extraction and fillings for cavities, you’ll want to do the math. Remember, “discount” doesn’t mean free. With a full coverage dental insurance plan there is no upfront annual fee—you’ll pay a monthly premium, instead.
